What to do when the insurance company is pressuring a car accident victim to settle their case?

“None is thy friend nor will they be.” No amount of promises can prove this wrong. When we’re talking about insurance companies, money is what they see, what they talk and what they eat. But never offer or give. A car accident is their most prominent form of earning as they tend to pressure victims to settle the case. So, what is that you can do?

What Do They Do?

After a person meets a car accident, the adjusters of these money-making giants often pressurize victims to make quick and frantic decisions, especially when in hospital and vulnerable. Their aim being, victims or their families won’t be able to make the best profitable decisions for themselves which would benefit the company. 

If one wants to see the reality of these companies, stall them for some time and see them turn from being empathetic to being anxious and annoyed.

They will pay you as little as possible and try to get it over with as soon as possible. In the absence of an attorney and in the state of emergency people accept petty payment as well and that just widens their profit margins.

What Should You do?

The simulated pressure by the adjusters will force victims to do what they are being told by the company even after a gruesome car accident which is just their way of doing work, be it in Cedar Rapids, Houston, San Antonio, and other cities of  America.

In such a situation, do not allow them to convince you to sign any documents. Instead, take the advice of an IA accident lawyer (Personal Injury Attorney). 

“A PIA or an IA accident lawyer is a lawyer who provides legal services to those who claim to have been injured, physically or psychologically, as a result of the negligence of another person, company, government agency or any entity.” 

An IA accident lawyer will help you to manage your bills, handle the insurance companies, advice and direct you on how to negotiate and renegotiate; when, how, and how much to counter demand in case if the sum is unsatisfactory, and even medical malpractice if any.

Insurance Settlement

The victim should not suffer and settle for unacceptable money and has all the rights to reject the amount being offered to him or her whilst demanding a reasonable counter payment. But for this, one has to wait for the insurance settlement to be offered.

The victim or the family of the victim needs to keep all the bills safe and in sync which will be used to claim the money they deserve from the company. The bills must include medical expenses and vehicle repair estimates. A statement from the reviewing police officer(s) will be helpful.

There are 2 ways the victim can file a claim:

• Under one’s own policy
• Under the guilty person’s liability insurance policy. 

The injured party may also seek compensation for losses due to car accidents other than stated above which may include loss of job, family, or partner; suffering, emotional distress, pain, etc. if it is in the company’s policy.

The Ultimate Resolution

If a person is not satisfied with any of the results, he or she can always seek the help of the court. But this should be the ultimate way as neither you nor the company would want to get involved in a court case. Why? Because there is a lot of time and money involved, time to prepare the case, time to present the case, the witnesses, and a lot of mental tolls. Yet in the end, justice will be served.